Ad Valorem Insurance
Compensation up to the real value of your goods, regardless of the cause of the damage.
Ad Valorem Insurance
Regardless of shipping method, goods are exposed to numerous risks during international transport. These risks can lead to supply chain delays and significant financial losses for your businesses.
Ad Valorem insurance offers total compensation, taking into account the value of your goods, using a simple and quick procedure.
Ad Valorem insurance offers total compensation, taking into account the value of your goods, using a simple and quick procedure.
What is Ad Valorem insurance?
Ad Valorem insurance is cargo insurance taken out on each shipment that offers compensation based on the value of your goods, which is typically much higher than what the carrier is legally obligated to pay.
Limits of carrier liability provided for by law or international conventions, according to their mode of transport
International
8.33 SDR * per kilogram of gross weight of missing or damaged goods.
Aerial
22 SDR per kilogram of gross weight of missing or damaged goods, in addition to damage/loss compensation.
Maritime
666.67 SDR per package/unit or 2 SDR per kilogram of gross weight of mission or damaged goods, whichever is greater.
Rail
17 SDR per kilogram of gross weight of mission or damaged goods.
(*SDR: Special Drawing Right, international reserve asset based on a basket of international currencies. October 2025, 1 SDR = $1.42 USD)
Benefits of insurance Ad Valorem
Insure the real value of your goods
Unlike default carrier insurance which calculates compensation in the event of a claim based on the weight of your goods, Ad Valorem insurance offers compensation up to 110% of the real value of your goods without paying a deductible.
Fast and easy
Ad Valorem insurance guarantees automatic compensation without requiring complex paperwork or needless hoops to jump through. It also has no deductible, which guarantees full compensation.
Comprehensive
OVRSEA’s Ad Valorem insurance offers comprehensive global coverage from pick up to delivery. It covers all modes of transport and pays out for catastrophic events (see details in FFAQ).
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Why use Ad Valorem insurance?
Example : Company A exports a container carrying goods worth $200,000 via cargo ship. Its goods are distributed in 25 packages weighing 5400kg. The container has gone missing at sea.
 Shipping without Ad Valorem insurance |  Shipping with Ad Valorem insurance | |
|---|---|---|
| Compensation calculation | Approx. $23,667 USD (25x666.67x1 SDR*) Determined by carrier’s liability limits. | |
| Deductible | ||
| Final compensation |
(*SDR: Special Drawing Right, international reserve asset based on a basket of international currencies. End of 2023, 1 SDR = 1.24€)
To find out more about Ad Valorem insurance, speak with a member of our team.
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FAQS
What is not covered by Ad Valorem insurance?
What is the cost of Ad Valorem insurance?
How do I take out an Ad Valorem insurance policy?
Additional questions?
Contact us
What our customers say
In the stressful environment we found ourselves in, OVRSEA helped us to overcome our difficulties with ease. Their proactive team and platform really made the difference for us.
Melissa Süslü
Transport Manager at Le Coq Sportif
I love OVRSEA’s platform: it’s easy to find quotes, check prices, book the shipments and contact the team. It’s one of my favorite tools
Noreen Nezaj
VP Sales & Operations @WanderBeauty
OVRSEA is a revolution in international freight transport.
Michel T.
Export Transport Manager
The OVRSEA teams are very responsive and their information is always reliable.
Fanny M.
International Sales Manager
I've never been more in control of my exports than I have since working with OVRSEA.
Lorenza
L. Purchasing and Customer Service Manager, SMAC
The OVRSEA method is the most efficient. This digitization gives us completeness of information, visibility into our business, responsiveness and a speed of action that was previously unknown.
Philippe Pessina
Global Supply Chain Director @ Seqens EDS
"The support and reactivity of the OVRSEA teams are particularly appreciable: rapid communication on events that may occur, but also dedicated support and a team that listens."
Victoria Terentev
Sea Freight Coordinator, OROA GROUP
Nuxe and OVRSEA share the importance of quality customer service. We are working in the same direction and share these values.
Coralie Lecomte
Export Sales Administration Manager
OVRSEA has had an immense impact on traceability and direct access to quality information.
Flore B.
Import Export Coordinator
The OVRSEA team is always reactive and adapts to our constraints to offer us the best solutions, even during period crisis. They are a reliable partner.
Benjamin Gasparini
Transport Coordinator @ Novasep
Our American and Brazilian subsidiaries can follow the progress of goods in real time at the same time as we do at the headquarters. It's a real time saver and everything is more transparent.
Céline Saliot
Transportation and Warehouse Manager @ Grosfillex
OVRSEA has enabled us to gain greater precision and visibility in the management of our carbon footprint and transport operations. Thanks to the vision stock function, we have been able to increase forecast accuracy, which has led to an overall improvement.
Lucas Gaurichon
Procurement and Data Manager
Everything is simple with OVRSEA, whether it's the quote request, validation, exchanges, even the billing and the quality of service is outstanding.
Damien Deligny
Demand and Supply Manager
Just like the platform which is ideal, reassuring and easy to access.
Mélanie Vinson
Product Manager
With our previous commission agent, we felt a little left out as an SME. With OVRSEA, the attention, the reactivity and the quality of the interface are very considerable.
Cindy Laurent
Customer Service Manager Hong Kong & Middle East @ Cristalleries Saint-Louis
Avec OVRSEA, nos demandes de cotation et lancements de transports sont 2 à 3 fois plus rapides, c’est un gain de temps considérable pour nos équipes.
Vincent de Gaultier de Laguionie
P Manufacturing
I am happy with this integration. When I think back to what it was like before, I realise that my mental load has lightened. Before I had to make sure everything was done properly, that nothing was forgotten... now it's less stressful and more instantaneous.
Felix Fabich
Senior Supply Chain Engineer at Cowboy
OVRSEA is a real partner who supports us on daily basis to ensure the goods in transit, thanks to its platform and team. We can count on them even during times of crisis.
David Monteiro
Logistics Coordinator
OVRSEA offers a real advantage. The platform is easy to access and facilitates exchanges. The teams are always available for follow-up and advice, and are always available to find the best solutions.
Aliénor Crépin
International Transport & Logistics Manager
We were struggling to get visibility on our ETAs, ETDs that were constantly changing... We were missing the ability to communicate reliable information to our warehouses and OVRSEA was the pioneer that allowed us to work differently.
Lydie Mallet
Supply Chain and Operations Manager @Babymoov
OVRSEA is really the right tool for a company like CD Sud that needs to always be ahead of schedule.
Christelle Fuentes
Assistant Supply Manager @CD Sud
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